Assistant Director, Pricing Analytics

DriveTime Family of Brands includes in-house financing and servicing through Bridgecrest, which is one of the country’s leading financial servicing providers. Bridgecrest services roughly $25+ billion in finance receivables for DriveTime and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers. In short, the Assistant Director, Pricing Analytics is responsible for optimizing loan pricing and origination risk strategies to maximize growth and profitability. This role blends strategic risk analytics, forecasting, and origination decisioning into a single, high-impact leadership position. You will own and evolve key pricing and forecasting frameworks used across the business, while leading a team of highly talented analysts. You’ll partner closely with Product, Data Science, Technology, Finance, and Operations to translate complex data into actionable strategies that directly influence sales, portfolio performance, and long-term profitability.

Responsibilities

Design, enhance, and modernize loan pricing strategies that balance growth, risk, and profitability; Leverage advanced quantitative and financial modeling to identify opportunities for improved pricing, segmentation, and risk-adjusted returns; Translate ambiguous or emerging data into clear insights and executable pricing strategies; Support and enhance origination decisioning frameworks, risk segmentation strategies, and pricing logic across the customer lifecycle; Evaluate and integrate third-party data sources and analytical tools to strengthen risk assessment and pricing accuracy; Identify opportunities to improve approval rates, customer flow, and loan performance through data-driven experimentation and analysis; Lead, develop, and mentor a team of high-performing analysts, fostering a culture of curiosity, accountability, and continuous improvement; Independently drive multiple high-impact initiatives from concept through execution; Frequently present analytical findings and strategic recommendations to senior and executive leadership; Partner cross-functionally with Retail, Marketing, Supply Chain, Finance, IT, Data Science, and Operations to implement scalable, enterprise-wide solutions

Requirements

Bachelor's or master's degree in a quantitative field such as economics, finance, statistics, engineering, or related hard science discipline; 5+ years of analytics experience; 2+ years’ experience in leadership or people management roles; Strong understanding of data sources/warehouses, data mining and data analysis techniques preferably in SQL, R, Java, or Python programming languages; Exceptional problem-solving skills, collaborative teamwork, intellectual horsepower, curiosity, initiative, and attention to detail; Extensive experience using analysis to drive strategy; Extensive experience performing data analysis and summarizing findings in executive-level presentations; Ability to simplify complexity and communicate statistical and analytical concepts and findings to executive, operational, and technical audiences with appropriate levels of detail and emphasis; Experienced project manager able to lead multiple initiatives simultaneously; Strategic thinker; Entrepreneurial spirit; Operate autonomously; Excellent verbal and written communication skills; Passionate and goal-oriented; Rebel with a cause; This position does not offer sponsorship; individuals with temporary visas or needing sponsorship are not eligible

Nice to have

Financial services industry experience; Consumer credit risk management experience

Benefits

Medical, dental, and vision insurance; 401(K); Company paid life insurance; Short and long-term disability coverage; Growth opportunities; Tuition reimbursement; Wellness program; Competitive pay; In-house gym; Celebrations; Smart-casual dress; Paid time off