B2B Underwriter (m/w/x)

Grover enables consumers and businesses across Europe to subscribe to tech devices and technology solutions. The B2B Underwriter joins the Risk team, full-time (40 hours/week) with a minimum of 3 days per week (Tuesday-Thursday) at the Berlin HQ, reporting to Credit Risk and Fraud Managers. The role decides which businesses Grover partners with and on what terms, from start-ups to established companies.

Responsibilities

Make credit decisions for business customers: review B2B applications, analyze financials and bureau data, and decide on approvals, limits and terms; Write clear, well-argued case notes; Conduct ongoing customer reviews, handle limit increases and act when customer situations change; Turn case patterns into proposals for new credit rules, thresholds and data sources; Help decide which checks can be automated together with product and engineering; Track performance of approved customers and share insights with the Risk team

Requirements

Credit or underwriting experience: 2+ years assessing business customers at a bank, lender, leasing company or fintech; Strong financial analysis skills: ability to read balance sheets, P&Ls and credit reports quickly; Sound, confident judgement under time pressure, with clear explanation of reasoning in writing and conversation; Data-driven, hands-on mindset, comfortable in Excel or Google Sheets; Collaborative communication with sales, product and engineering; Fluent English

Nice to have

German or another European language; SQL knowledge

Benefits

Virtual or in-person coaching sessions with the Fürstenberg Institut; Physical health support with Urban Sports Club; Annual learning budget of 750€; 15 remote business days per year to work abroad; 4 volunteer days per year; Exclusive Grover Tech discount; BVG monthly discount for public transport in Berlin; Engaging open office in Berlin-Schöneberg with regular events