Chief Financial Officer (CFO)

Renmoney is a leading Nigerian financial institution committed to making financial services simple, accessible, and impactful for millions of individuals and small businesses. We leverage technology, data, and innovation to provide lending, savings, payments, and emerging financial solutions that improve our customers' financial wellbeing. As we continue to scale, we are seeking an exceptional Chief Financial Officer to help shape our next phase of growth. The Chief Financial Officer (CFO) is a key member of the Executive Committee and strategic partner to the CEO, Board, investors, and regulators. The CFO is responsible for safeguarding the financial strength of the business while driving sustainable growth, capital optimisation, investor confidence, and long-term value creation.

Responsibilities

Serve as a trusted adviser to the CEO, Board, and Executive Committee on all financial and strategic matters; Lead the Company's financial planning, budgeting, forecasting, and performance management processes; Develop and execute the Company's funding and capital strategy; Ensure effective liquidity management and maintenance of adequate capital buffers; Lead relationships with banks, institutional lenders, development finance institutions, investors, and funding partners; Build and maintain strong relationships with shareholders, investors, lenders, auditors, rating agencies, and key stakeholders; Ensure full compliance with all regulatory, statutory, tax, and reporting requirements; Drive the use of data and analytics to improve commercial decision-making; Work closely with Risk and Business teams to optimise portfolio growth and profitability; Drive automation, digitisation, and continuous improvement across finance processes; Build, lead, and develop a high-performing finance organisation.

Requirements

Bachelor's degree in Finance, Accounting, Economics, Business Administration, or a related discipline; ACA, ACCA, CPA, CFA, or equivalent professional qualification required; Minimum 5 years of experience in a CFO, Finance Director, Deputy CFO, or equivalent executive finance role; Proven experience working in an international business environment; Strong experience within financial services, banking, fintech, lending, payments, or consumer finance; Demonstrated success managing large balance sheets, funding programmes, and regulatory relationships; Proven experience leading fundraising and investor engagement initiatives; Experience driving finance transformation and organisational growth; Strong understanding of growth, profitability, and value creation drivers; Executive presence and credibility with Boards, investors, regulators, and senior stakeholders; Strong influencing and stakeholder management skills; Deep knowledge of financial reporting, treasury, taxation, and regulatory requirements; Strong financial modelling capability; Experience with modern finance systems and data-driven decision-making; Collaborative and able to work effectively across multiple functions.

Nice to have

MBA or advanced business qualification is an advantage; Minimum 15 years of progressive finance leadership experience preferred; Capital management experience is an advantage; Ability to connect financial performance with business strategy is an advantage; Proven ability to build and lead high-performing teams preferred

Benefits

Visa sponsorship for relocation to Lagos, Nigeria; Comprehensive health insurance; 25+ paid vacations and day-offs; Personal development plan; Annual performance review; Competitive salary and performance bonus; Fast-paced work environment with flexibility, collaboration, and access to cutting-edge tools; Diverse, inclusive team where all voices are valued and professional growth is a priority