Impairment Modelling Lead

We are looking for a talented and passionate Impairment Lead to join our Credit Risk Modelling Team. Our team plays a critical role in developing and maintaining credit risk models across Starling.

Responsibilities

Owning the end to end development, execution and maintenance of IFRS 9 models; Working closely with stakeholders to ensure that model developments meet business requirements; Producing detailed model documentation, including methodology, assumptions, and limitations; Monitoring model performance and conducting regular reviews to ensure accuracy and stability; Collaborating with model validation teams to address any findings and ensure models are robust

Requirements

Strong experience in team leadership roles; Proficient in the use of analytical tools, specifically Python; A proven ability to interpret and comply with regulatory requirements; Proven experience in influencing, negotiation and relationship management; Organised, flexible and adaptable, with the ability to switch between tasks seamlessly; Strong problem-solving skills and attention to detail; Excellent communication and teamwork abilities

Nice to have

Ideally a minimum 5-10 years’ experience in developing impairment models; Graduate level education preferable, ideally in a numerical degree (or equivalent work experience)

Benefits

25 days holiday (plus take your public holiday allowance whenever works best for you); An extra day’s holiday for your birthday; Annual leave is increased with length of service, and you can choose to buy or sell up to five extra days off; 16 hours paid volunteering time a year; Salary sacrifice, company enhanced pension scheme; Life insurance at 4x your salary; Private Medical Insurance with VitalityHealth including mental health support and cancer care. Partner benefits include discounts with Waitrose, Mr&Mrs Smith and Peloton; Generous family-friendly policies; Perkbox membership giving access to retail discounts, a wellness platform for physical and mental health, and weekly free and boosted perks; Access to initiatives like Cycle to Work and Salary Sacrificed Gym partnerships