Insurance Product Manager

You'll design new insurance products and features, then drive their rollout across new and existing states. We're looking for a Pricing and Risk Manager to help us build the next generation of insurance products and coverages as well as expand Kin's footprint across states. This role sits at the intersection of pricing strategy and product development — turning market insight and risk analysis into new coverage options, rating features, and pricing enhancements that customers actually feel.

Responsibilities

Design and develop new insurance products, rules, coverages, and enhancements that improve competitiveness and customer value; Lead state expansion efforts by building and launching pricing models for new states, and optimizing existing state models for performance; Own the research and proposal of new products, rules, coverages, and enhancements; Own the end-to-end rollout process, from initial pricing analysis through launch and post-launch monitoring; Leverage AI and machine learning tools to enhance pricing accuracy, uncover emerging risk patterns, and accelerate analytical workflows; Partner cross-functionally with actuarial, product, and compliance teams to ensure new features are technically sound and regulator-ready; Build and maintain dashboards and KPIs that track the performance of newly launched products and pricing features; Translate market and competitive research into concrete product recommendations and pricing adjustments; Identify opportunities for pricing innovation ahead of state expansion, ensuring readiness for regulatory review and market entry

Requirements

5+ years of insurance product development experience; Demonstrated experience building or launching new insurance products, features, or rating enhancements; Experience supporting state expansion efforts, including new-state pricing model development and regulatory readiness; Hands-on experience applying AI and machine learning tools to pricing, underwriting, or risk workflows, with measurable results; Strong understanding of regulatory modeling and compliance requirements across multiple states; Ability to translate market research and competitive analysis into concrete pricing and product recommendations; Comfortable partnering cross-functionally with actuarial, product, and compliance teams without formal authority over those teams

Nice to have

Homeowners insurance experience