Lead, Treasury Policy & Procedures

As the Lead, Treasury Policy & Procedures you will play a key role in designing, maintaining and governing Treasury’s policy framework and end-to-end Flow of Funds documentation across all products, legal entities and funding structures. The role ensures Treasury activities are supported by robust governance, clear documentation and well-defined operating processes that meet regulatory expectations while enabling product innovation. Working closely with Product, Finance, Risk, Compliance, Legal and Operations, the role provides Treasury leadership throughout the product development lifecycle to ensure new products and changes are operationally sound, appropriately governed and accurately reflected within Treasury’s control framework. This is a highly collaborative role requiring the ability to influence senior stakeholders across the business and drive high-quality outcomes without direct authority.

Responsibilities

Own the Treasury policy framework, ensuring policies remain current, effective and aligned with the business strategy and regulatory expectations.; Develop, maintain and periodically review Treasury policies, standards, procedures and governance documentation.; Ensure Treasury controls are appropriately documented and embedded within operational processes.; Coordinate policy approvals through relevant governance committees.; Maintain a structured policy review programme and oversee remediation of policy gaps.; Lead the design, preparation and maintenance of end-to-end Flow of Funds documentation for all products, payment journeys and legal entities.; Produce clear, accurate and comprehensive Flow of Funds diagrams and supporting documentation.; Ensure documentation accurately reflects operational processes, safeguarding arrangements, funding structures, settlement flows and Treasury responsibilities.; Maintain documentation throughout the product lifecycle, ensuring it remains current as products evolve.; Act as the Treasury subject matter expert for Flow of Funds during internal governance, audits and regulatory reviews.; Partner with Product Managers from concept through launch to ensure Treasury requirements are incorporated into product design.; Challenge and influence product designs to ensure they are operationally efficient, scalable and compliant with Treasury policies.; Translate complex product designs into clear Treasury operating models and Flow of Funds documentation.; Represent Treasury within product governance forums and change initiatives.; Build strong relationships across Product, Finance, Risk, Compliance, Operations, Legal and Engineering.; Influence senior stakeholders to adopt robust governance and documentation standards.; Provide Treasury expertise on new business initiatives, acquisitions and strategic projects.; Coordinate cross-functional reviews to ensure documentation reflects end-to-end business processes.; Establish documentation standards and best practice across Treasury.; Identify opportunities to simplify processes and improve governance.; Drive consistency across products, countries and legal entities.; Support regulatory reviews, internal audit and external audit requests relating to Treasury governance.

Requirements

Significant Treasury experience within a fintech, digital bank or retail banking environment.; Strong understanding of payment flows, safeguarding, liquidity management and Treasury operations.; Experience developing Treasury policies, governance frameworks or operational procedures.; Demonstrable experience producing and maintaining Flow of Funds documentation.; Excellent stakeholder management skills with the ability to influence Product Managers and senior business leaders without direct authority.; Strong written communication skills with the ability to simplify complex processes into clear documentation.; Proven ability to manage multiple concurrent initiatives within a fast-paced environment.; Experience supporting new product launches within a regulated financial services business.; Understanding of payment schemes, acquiring, issuing, lending and customer funds.; Knowledge of FCA or equivalent regulatory expectations relating to Treasury governance and safeguarding.; Experience working with international or multi-entity Treasury structures.

Benefits

Competitive Compensation – Competitive salary and share options.; Time Off – Generous annual leave on top of bank holidays.; Parental Leave – Paid maternity, paternity, and adoption leave to support your family journey.; Sabbatical – Extended unpaid and paid leave options after completing milestone years with Tide.; Access to salary sacrifice benefits – like Nursery (could save up to 47% on fees!) and Cycle to Work discounts.; Health Insurance – Comprehensive Private family insurance plan.; Life & Accident Cover – Comprehensive accidental and life insurance protection.; Mental Wellbeing – Access to therapy sessions, courses, meditations, and workshops.; Retirement Planning – Build your retirement fund faster with Tide’s pension scheme on eligible earnings.; Volunteering & Development Days – Paid days annually for volunteering or personal growth.; Learning & Development – Annual budget for books, courses, coaching, and more.; WOO (Work Outside the Office) – Work from abroad for up to 90 days annually.; Home Office Setup – Contribution towards setting up your home office.; Laptop Ownership – Keep your old laptop and get a new one when it’s time for a replacement.; Snacks & Meals – Daily breakfast spread with all-day coffee, tea, and juices.