Senior Financial Portfolio Analyst, Servicing

Figure is hiring a Senior Financial Portfolio Analyst – Servicing to provide advanced financial analysis, portfolio performance monitoring, servicing cost modeling, compliance oversight, and forecasting for a servicing portfolio. This role supports cross-functional teams such as Servicing Operations, Capital Markets, Collections/Default, Investor Reporting, and Asset Management.

Responsibilities

Maintain and enhance servicing profit-and-loss models, including revenue streams, ancillary fees, sub-servicing costs, advances, late fees, recoveries, and corporate allocations; Support mortgage servicing rights (MSR) valuation by modeling discount rates, CPR/prepayment speeds, delinquency curves, and cost-to-service assumptions; Build dashboards tracking static pool performance, delinquency migration, modification outcomes, foreclosure metrics, and collection effectiveness; Forecast servicing revenue based on portfolio balance, runoff, payoffs, and interest-rate conditions; develop models for default expenses, foreclosure timelines, claim recoveries, and REO performance; Provide financial performance analysis, risk assessment, and compliance monitoring for servicing portfolios; Model escrow balances, interest earnings, advance recoverability, and servicing cost allocations by investor; Contribute financial insights to operational efficiency initiatives; Prepare monthly business review decks, variance analysis, margin analytics, and operational KPIs for senior leadership

Requirements

Bachelor's degree in Finance, Accounting, Statistics, Business, or related field; 4–7 years of mortgage FP&A, servicing analytics, or portfolio-analysis experience; Strong understanding of MSR economics, delinquency modeling, advance mechanics, and servicing cost structures; Experience with servicing systems such as MSP, Sagent, LoanServ, and data analysis tools such as SQL, Snowflake, Tableau, Power BI; Ability to work independently and manage complex workloads with strict deadlines

Nice to have

Master's degree (MBA or related); CPA or similar financial certification

Benefits

Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans; Company HSA, FSA, Dependent Care, 401k, and commuter benefits; Employer-funded life and disability insurance coverage; 11 Observed Holidays & PTO plan; Up to 12 weeks paid family leave; Continuing education reimbursement; Quarterly 25% bonus target; Company equity in the form of RSUs