Senior Fraud Strategy Analyst

Bluevine is the banking platform for small businesses, bringing banking, payments, billing, and access to capital into one connected place. The Fraud Strategy Analyst identifies ongoing fraud trends and implements tactical and strategic solutions to mitigate losses and negative client impact, working cross-functionally and presenting recommendations to senior leaders.

Responsibilities

Serve as a Fraud Strategy Analyst focused on identifying ongoing fraud trends and implementing tactical and strategic solutions to mitigate future losses and negative client impact; Work cross-functionally with risk operations, risk analytics, business operations, product, and business unit leaders to obtain data for tradeoff decisions and conduct independent analysis of possible courses of action; Develop presentations and present analysis and recommendations to executives, committee members, and operational leaders; Conduct independent analysis of fraud management solutions, both internally developed and external providers, to understand tradeoffs between client impact and fraud prevention; Research best practices for Fraud organizations and recommend implementations that work for Bluevine; Work with fraud and payments operations to understand ongoing fraud trends and translate them into short, medium, and long term solutions; Research and present out-of-the-box solutions to limit fraud risk across DDA and a variety of credit products while maximizing revenue and minimizing customer friction; Leverage Excel, SQL, and Python or similar tools for quantitative analysis

Requirements

5+ years of relevant experience in risk and/or fraud strategy and analytics; Bachelor's degree (Economics / Mathematics / Business / STEM) or relevant work experience in a financial institution or payments company; Proficient level SQL abilities; Highly experienced in working with cross functional teams including product, R&D, finance, client support, and fraud operations; Proven ability to manage projects end-to-end, from planning through to execution and delivery; Strong leadership in coordinating cross-functional teams, holding stakeholders accountable, and ensuring alignment with project goals; Strong understanding of money movement including ACH, RDC, Bill Pay, and Debit Card; Strong understanding of direct deposit accounts and lending services from a client experience perspective as well as a back end understanding; Comfortable presenting analysis to senior leaders and driving consensus as to the best path forward; Working knowledge of PowerPoint (large group presentations) and Excel (pivot tables, VLOOKUPs); Knowledge of bank operations, including account application processing/customer onboarding, payment processing, deposit operations, fraud operations and customer support; Analytical and detail-oriented; Quick-thinker, fast learner, problem solver; Strong work ethic, gets things done within a strict time frame

Benefits

Excellent health coverage and life insurance benefits; 401K with an immediate 3% company match; PTO, Company Holidays, and Flexible Holidays; Company-sponsored Mental Health Benefits, including 1:1 therapy; Over $1,000 each year to spend on personal wellness; Monthly WFH stipends totaling over $1,000 annually; Generous paid parental leave covering up to 20 weeks for birthing parents and up to 12 weeks for all other parents; Access to financial coaches and education sessions; Weekly catered lunches and fully stocked kitchen pantries; Community-based volunteering opportunities