Small Business Banking Representative

Building a career here is more than just steps on a ladder. It’s about helping people find financial safety and success, helping businesses thrive, and making sure people and their money are taken care of. And our commitment doesn’t stop there. Our culture is about our people, the ones in our communities and the ones that work with us. Here, you’ll find opportunities to grow and learn, to connect with others, and build relationships with the people around you. You’ll have the space and resources to grow into the best version of yourself. Because our number one investment is you. Creating an award-winning culture doesn't come easy. And after 160 years, we know Commerce Bank is only at its best when our people are. If this sounds interesting to you, keep reading and let’s talk. The main purpose of this job is to assist specialists and internal partners across the market with calling activities, credit/portfolio requests, account management/maintenance, and community events.

Responsibilities

Assist specialists and internal partners across the market with calling activities, credit/portfolio requests, account management/maintenance, and community events; Contact customers to retain and expand relationships using Consultative Selling approach; Execute Credit/Portfolio tasks as required including, but not limited to: contacting customers for updated financial information and loan agreement compliance requirements, complete customer financial reporting requirements and loan covenant/provision compliance administration, and submit company and personal financial statements; Facilitate loan closings for Vehicle and Equipment loans; Facilitate the resolution of customer maintenance/management tasks within the market, engaging product experts as needed; Participates in community and business functions/groups to ensure a positive image for the bank and to establish Centers of Influences (COI’s); Review preliminary credit approval summaries; Evaluate appraisal annual review requirements and coordinate service requests; Support Specialists with prospecting, cross selling, business development and beginning to structure loans; Perform other duties as assigned

Requirements

Intermediate loan documentation knowledge including best practices; Basic credit analysis skills; Strong customer service skills; Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities; Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills; Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow aligned with our culture and Core Values; Intermediate level proficiency with Microsoft Word, Excel, Teams, and Outlook; Bachelor’s degree in business administration or equivalent combination of education and experience; 1+ years banking/financial services experience; Authorization for investigatory consumer report disclosing credit history required by federal regulations

Benefits

Employer sponsored health, dental, and vision insurance; 401(k); life insurance; paid vacation; paid personal time; career development; education assistance; voluntary supplemental benefits; performance-based incentive plan