Underwriting Program Leader

Nirvana is on a mission to harness the power of data to revolutionize commercial insurance with an AI-native platform. We're opening this role to program leaders who want to build and own a program of their choice on Nirvana's platform. The candidate brings the niche, underwriting expertise and relationships; Nirvana brings the AI-native platform, data science, engineering, capacity relationships and capital to launch and scale the program. The role is accountable for the program's P&L, top line and bottom line, and comes with meaningful financial upside tied to the program's success.

Responsibilities

Bring a focused market thesis and develop it into the program's strategy, risk appetite, underwriting guidelines and operating rhythm in partnership with senior leadership; Be the program's lead line underwriter, evaluating and pricing property and casualty risks and owning both new business and renewals; Own the brokerage relationships that drive the program's growth, build the wholesale and retail distribution network, set production goals and be the face of the program in the market; Work closely with senior leadership, engineering, product and data science to shape the platform, underwriting workflows and operating procedures; Own the relationship with reinsurers and capacity partners and be accountable for portfolio performance (including catastrophe and accumulation exposure), reporting and renewals; Build and lead the program team (underwriting, distribution and operations) as the program grows

Requirements

10+ years of underwriting in commercial, with deep expertise in a defined niche; A track record of managing a large portfolio, ideally $50M+ in premium, profitably and at scale; A clear program thesis explaining the niche, why it's profitable, why now, and how data and technology would give the program an edge; Proven underwriting discipline, including having written underwriting guidelines and appetite; Experience owning distribution, with built and run broker relationships that drive production; An entrepreneur at heart who thinks like an owner, is comfortable with ambiguity, and uses AI and technology to underwrite smarter and scale faster; Wants to build something new and challenge traditional underwriting practices

Nice to have

Experience launching a new segment; Working directly with reinsurers or capacity partners; Leading an underwriting team

Benefits

Competitive salary and meaningful equity; Medical, dental and vision insurance; 401(k) with company match; Unlimited PTO; Work from home friendly; 100% employer paid healthcare plans; Up to 4% 401k match program; Paid time off; Parental leave; Wellness reimbursement; Work-from-home stipend