US Managing Director

Lead and legally represent the US regulated entity through licensing, launch and early-scale operations, acting as the designated Managing Director with full accountability for regulatory compliance, operational execution, and local performance. This role combines executive ownership with hands-on execution: setting strategy, building the operating model from the ground up, and ensuring the entity meets all supervisory expectations across multiple US licences. You will serve as the primary accountable executive before regulators, the local Board, and Group leadership, while building a lean, high-performing team and embedding scalable, automation-driven processes from day one.

Responsibilities

Act as designated senior executive and statutory point of accountability with US regulators and banking partners regarding the U.S. entity; Coordinate with group leadership on significant regulatory matters for the US entity; Lead, coach, and develop the senior leadership team; Oversee full compliance with BSA/AML, consumer protection, safeguarding, reporting, and prudential obligations; Represent the entity in regulatory inspections, audits, and enforcement discussions; Maintain audit-ready documentation, strong governance frameworks, and clear escalation channels to the local Board; Maintain strong communication channels with group leadership; Own the US operating model, local strategy, and execution roadmap across payments, money transmission, and digital asset activities; Build and optimize scalable processes, KPIs, and SLAs for core operations; Oversee operational risk management including fraud prevention, transaction monitoring, vendor management, and business continuity planning; Manage the P&L of the U.S. entity; Evaluate and negotiate key US commercial agreements with banking partners, processors, and vendors; Lead licensing strategy and execution for new states and new regulated activities; Ensure the company maintains all required state money transmitter licenses, crypto-related licenses, registrations, and approvals

Requirements

U.S. residency and permanent work eligibility; Located in the United States; 6+ years leadership experience in fintech/payments or regulated financial services, with experience launching or scaling a US money transmitter or a closely related business; Strong background in money transmission, remittances, payment processing, e-wallets, crypto, and/or similar businesses where funds movement and licensing are core; Prior experience as CEO, COO, General Manager, or equivalent business line leader with P&L responsibility and demonstrated success scaling a regulated financial or payments business; Solid understanding of U.S. state money transmitter laws, BSA/AML, OFAC sanctions, KYC/KYB, and applicable consumer protection requirements; Demonstrated experience partnering with a Chief Compliance Officer/BSA Officer and legal counsel to design, implement, and enhance compliance programs; Familiarity with Board governance and audit-readiness in a regulated context; Strong operational execution skills; comfortable building from “zero to one”; Excellent communication and relationship-building skills with Boards, regulators, banks, and strategic partners; Bachelor’s degree in business, finance, economics, engineering, law, or a related discipline required

Nice to have

Prior experience working closely with U.S. state regulators and/or federal regulators on licensing, exams, and ongoing supervision strongly preferred; Spanish proficiency is an advantage; Advanced degree (MBA, JD, or similar) preferred; Relevant certifications (e.g., CAMS, CRCM, PMP) are a plus

Benefits

Tailored benefits for each country; Flexibility in how you work with flexible schedules and hybrid collaboration hubs; Fintech industry; Referral bonus program; Work From Anywhere - travel up to 3 months every year