Associate, Credit Risk Operations

As an Associate, Credit Risk Operations, you will be conducting credit risk reviews of Airwallex’s clients within a team environment, with a focus on the ongoing monitoring of clientele and written-off portfolio management. The team works collaboratively with clients, business development teams, risk analysts, compliance and legal departments to support growth objectives while mitigating and managing risk.

Responsibilities

Assess clients’ credibility in both onboarding and monitoring workflows, by verifying and analyzing business information and financial statements; Manage written-off portfolio to meet individual and team performance targets, through contacting clients to negotiate payment arrangements that will ensure maximum recovery and reduce credit loss; Research account histories and provide tailored recommendations that mitigate Airwallex’s risk and recommend appropriate remedial actions; Deliver insights to support key business decisions ranging from onboarding strategies to monitoring and collection workflows; Proactively identifies issues, irregularities and emerging risks, takes swift action to resolve or timely escalate if necessary; Provide feedback on data, tools, 3rd party vendors etc. for continuous operations efficiency improvement, along with on-going enhancements of policies and procedures

Requirements

5 years of relevant experience with knowledge of bad debt collections, credit underwriting and financial statement analysis; Effective communication skills; attention to detail; Be a team player, with strong interpersonal and communication skills, both written and verbal; Be highly curious and thoughtful - a proactive self-starter with a sense of urgency and bias for action, under a fast-paced environment; Be comfortable with complex data and analytics to draw meaningful insights

Nice to have

SQL; Knowledge of credit card industry