Business Banking Representative

The main purpose of this job is to provide support to Business Banking Relationship Managers and Portfolio Managers by contacting customers for updated financial information and loan agreement compliance requirements.

Responsibilities

Contact customers for updated financial information and loan agreement compliance requirements; Complete customer financial reporting requirements and loan covenant compliance administration; Submit company and personal financial statements; Prepare borrowing base certificate submission and evaluation; Evaluate and submit compliance certificates; Maintain and enhance the internal financial reporting tracking system; Prepare annual credit reviews and new credit relationship committee presentations; Prepare required financial information and prepare and submit credit services assignments; Schedule Credit department annual reviews; Review preliminary credit approval summaries; Prepare financial analysis and related portions of Officer memos; Evaluate appraisal annual review requirements and coordinate service requests; Support the Team Lead with prospecting, cross selling, business development and beginning to structure loans; Perform other duties as assigned

Requirements

Intermediate loan documentation knowledge; Basic credit analysis skills; Ability to maintain confidentiality; Excellent customer service skills; Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; ongoing employment may be contingent upon meeting all driving requirements; Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities; Inquisitive, agile and strong team player with excellent written, verbal and interpersonal communication skills; Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values; Intermediate proficiency with Microsoft Word, Excel and Outlook; Associate’s degree in Business Administration, or equivalent combination of education and experience required; 1+ year banking/financial services experience required

Benefits

Employer sponsored health, dental, and vision insurance; 401(k); life insurance; paid vacation; paid personal time; career development; education assistance; voluntary supplemental benefits; performance-based incentive plan eligibility