Director of Product, Grow & Engage

N26 is looking for a Director of Product to head up our Grow & Engage team. In this role, you will own Onboarding & Identity, Engagement & Product Discovery, Subscriptions, Primary Banking domains and lead a cross-functional team driving real impact across N26 — from user growth strategies, onboarding and identity and customer-facing features. You will work at the intersection of Product, Engineering, Marketing and Compliance on one side, and real-world banking challenges on the other. Your mission is to translate user acquisition, onboarding, subscriptions and engagement strategies into scalable, compliant product experiences that create long-term value for N26's customers.

Responsibilities

Drive the Growth & Engagement product roadmap: Lead the strategic vision across user onboarding, identity verification, and subscription features, balancing immediate conversion wins with long-term commercial bets; Deliver on company-wide OKRs: Take full accountability for key growth metrics, including Primary Account Users (PAU), gross profit and customer retention; Lead end-to-end product delivery: Own the entire product lifecycle for core growth initiatives—from opportunity sizing and A/B experimentation to market launch and continuous iteration; Execute flagship commercial initiatives: Partner with Marketing, Compliance, and Engineering to bring high-impact offerings (such as our super tier) to market seamlessly; Bridge Growth & Compliance: Navigate complex regulatory standards while maintaining top-of-funnel velocity, ensuring every product launch is both fully compliant and frictionless for users; Foster an experimental culture: Drive a high-rigor, hypothesis-led experimentation framework across your team to optimize conversion funnels and maximize user LTV; Manage senior stakeholder alignment: Act as the strategic connective tissue between Product, Marketing, Risk/Compliance, and executive leadership, ensuring clear communication and shared priorities; Establish actionable growth metrics: Define and track KPIs that measure user engagement, funnel efficiency, and bottom-line business value to ensure total accountability for outcomes.

Requirements

10+ years of product management experience, with a heavy focus on driving user acquisition, onboarding, engagement, or subscription growth within a scaled consumer app; Commercial & business acumen: Proven track record of tying product decisions directly to top-line business metrics (such as RGU, PAU, gross profit, and LTV). You think like a business owner, not just a feature builder; Deep analytical mastery: Exceptional ability to work with complex data sets, design rigorous A/B experiments, analyze funnel conversion, and ground every product decision in quantitative evidence; Growth mechanics expertise: Deep familiarity with core engagement levers, including identity verification, onboarding optimization, retention loops, and subscription packaging; Cross-functional leadership: Demonstrated success aligning product strategy with Marketing, Growth, and Compliance teams to execute seamless, high-stakes go-to-market launches; Regulatory & financial services awareness: Experience operating within banking or regulated environments, balancing aggressive growth targets with strict compliance standards; Agile & iterative execution: Comfortable managing multiple growth workstreams in fast-paced, high-velocity environments; Exceptional communication: Proven ability to translate complex growth hypotheses and performance metrics into clear, compelling narratives for executive stakeholders.