Insurance Sales Agent - Duluth, MN

This is a relationship driven sales role with long-term income potential through commission. Join a fast-paced branch where you'll grow your sales career by helping customers find the right insurance and financial solutions. Build meaningful relationships, uncover new opportunities, and drive business through community engagement and referrals. Position schedule: Monday - Friday 8:30 am - 5:30 pm. Full-time | W-2 | Base Pay + Incentives + Full Benefits. Work environment: temperature controlled AAA branch location; some travel to local events may be required.

Responsibilities

Own the sale and ongoing service of ACG-branded and brokered insurance products, memberships, and financial products; Generate new business, retain existing clients, and meet or exceed individual sales targets; Conduct comprehensive insurance reviews to assess risk, identify coverage gaps, and recommend solutions; Quote, bind, and issue policies in accordance with underwriting guidelines and regulatory requirements; Build and maintain strong rapport with members and clients; Actively engage in local branch and community events to prospect and expand referral networks; Identify cross-sell opportunities into Travel and Financial Services; Consistent outreach; Proactive engagement with prospective clients; Strong follow-up; Community networking; Building trust with clients

Requirements

Active State Property & Casualty Insurance Sales license; Active State Life and Health Insurance Sales license, or obtain within 60 days of hire; Must qualify, obtain, and maintain all applicable state licenses and appointments required for selling and/or servicing Auto Club Group Membership products; Obtain Health and Accident licenses and appointments where applicable; High School diploma or equivalent; 1+ year(s) of customer-facing experience in a fast-paced computer automated business environment (i.e., financial/banking); Ability to work varied hours, including possible weekends; Regular and reliable attendance; Background and drug screen

Nice to have

Insurance experience; Consultative selling skills; Prospecting and business development experience; Proficiency with CRM platforms and Microsoft Office applications; Excellent verbal and written communication skills

Benefits

$2,500 New Agent Ramp-up Incentive (processed at 30 and 60 days of employment); Supplement pay for seven months ($200/week months 0-2, $150/week months 3-4, $100/week months 5-6); Elevated commission structure during the first 15 months; New Hire On-Pace Bonus tied to milestones; Typical first year earnings including base, commission, and bonuses $60,000 - $80,000+; Medical plans with HSA eligibility; Prescription drug coverage; Dental and vision benefits; Employee Assistance Program; Company-paid basic life insurance; Optional supplemental life insurance and dependent coverage; Short-term and long-term disability coverage; Critical illness, accident, and pet insurance options; 401(k) plan with company match and additional company contribution of 4% of pay; Health Savings Account and Flexible Spending Account options; Paid Time Off (up to 12 days annually for full-time new employees); 10 company-paid holidays, 1 mental health day, 2 floating holidays and 1 volunteer day; Paid leave programs including parental, bereavement, jury duty, and military leave; Tuition assistance up to $5,250 annually; Professional certification support with 100% reimbursement for eligible programs; Complimentary AAA membership with roadside assistance and travel discounts; Adoption assistance program