KYC Analyst (French-speaking)

Trustly is seeking a KYC Analyst to join its Financial Crime Prevention (FCP) function. In this role, you will help safeguard Trustly's ecosystem through in-depth investigations and risk assessments across both consumer and merchant-related activities. You will work cross-functionally to support complex KYC workflows, transaction monitoring investigations, sanctions and PEP escalations, and Enhanced Due Diligence (EDD) reviews.

Responsibilities

Conduct detailed KYC, EDD, and ODD investigations across French merchant populations; Analyse transaction activity, behavioural patterns, and risk indicators to identify potential suspicious activity or financial crime risks; Perform sanctions, PEP, and adverse media screening reviews and investigations; Support French merchant onboarding reviews in line with AML/CFT regulatory requirements and internal controls; Document investigations, risk decisions, and supporting evidence to ensure full auditability and regulatory compliance; Identify and escalate high-risk or unusual activity to relevant internal stakeholders; Conduct peer reviews and contribute to quality assurance processes across investigations and remediations; Support continuous improvement initiatives, operational efficiencies, and updates to internal KYC/AML procedures and controls

Requirements

2-5 years of experience within KYC/AML, ideally covering merchant-related investigations in Fintech, Payments, Banking, or Financial Services environments; Hands-on experience with Enhanced Due Diligence (EDD), transaction monitoring, sanctions/PEP screening, and adverse media reviews; Strong analytical skills with the ability to identify suspicious behaviours, transaction anomalies, and emerging financial crime risks; Strong understanding of AML/CFT regulations and risk-based decision-making frameworks; Detail-oriented, highly organised, and comfortable managing multiple priorities in fast-paced operational environments; Collaborative, proactive, and able to communicate complex risk findings clearly to both technical and non-technical stakeholders; High standards of integrity and confidentiality when handling sensitive information; Fluent in English and French (mandatory), both written and verbal

Nice to have

Experience working with the French regulations

Benefits

20 to 25 days of holiday; Monthly team outing allowance; Office perks such as refreshments, breakfast, fruit and snacks; Meal card with daily lunch allowance; Well-being support including health allowance covering gym memberships and massages