Loan Officer - FineMark

The main purpose of this job is to be responsible for developing new loan relationships and maintaining a portfolio of existing loan relationships with high-net worth individuals, families and business owners. Advises wealth management clients utilizing lending and banking solutions that are aligned with the client’s overall financial objectives and working within FineMark’s team approach. Lending solutions will include wealth management.

Responsibilities

Developing new loan relationships and maintaining a portfolio of existing loan relationships with high-net worth individuals, families and business owners; Advising wealth management clients utilizing lending and banking solutions aligned with client’s overall financial objectives; Ensuring competitive loan pricing through analysis of the market and economic conditions; Ensuring loan requests are thoroughly analyzed and properly prepared in accordance with the Bank’s lending policy; Analyzing, preparing and presenting credit requests and utilizing the client contact system; Negotiating credit terms, such as interest rates, fees, etc.; Identifying new loan requests and reviewing new laws and regulations that influence business lending; Performing other duties as assigned

Requirements

Strong understanding of credit administration, compliance, CRA, and all phases of loan documentation and credit file maintenance; Strong analytical and credit underwriting skills; Ability to develop loan relationships; Ability to maintain a valid driver’s license and meet Commerce Bank’s driving record criteria; Motivated and organized self-starter with strong attention to detail and the ability to manage multiple priorities; Inquisitive, agile, and strong team player with excellent written, verbal, and interpersonal communication skills; Ability to remain adaptable and resilient to all situations with an optimistic outlook and cast a positive shadow that is aligned with our culture and Core Values; Basic level proficiency with Microsoft Word, Excel, Teams, and Outlook; Bachelor’s degree or equivalent combination of education and experience required; 8+ years of experience as a lender for a financial institution required

Benefits

employer sponsored health, dental, and vision insurance; 401(k); life insurance; paid vacation; paid personal time; career development; education assistance; voluntary supplemental benefits