Mortgage Loan Closer

Tomo is a digital mortgage company on a mission to eliminate the greed and complexity in lending, helping homebuyers save thousands of dollars. Mortgage Loan Closer reports to Closing Manager. Full-Time; Hybrid (in office Mon-Wed, remote Thurs-Friday).

Responsibilities

Thoroughly review all pre-closing documents to ensure accuracy of information, including fees, rates, property details, and vesting, before document preparation; Input required closing data in the loan origination system; Review Compliance Ease reports and remediate any fails or alerts; Check title report for correct endorsements and approved items, and to verify that Borrower and property are correct; Conduct compliance reviews of Loan Estimates, TILA, and fraud tools, ensuring the loan complies with federal and state rules; Prepare and issue the Initial Closing Disclosure; Coordinate loan closing with title company; Draw and release closing documents to the Settlement Agent; Submit request to warehouse bank and release funds; Authorize funding of loan; Assist in resolving any post-closing issues as needed

Requirements

3+ years of recent mortgage closing/funding experience; Attention to detail and organizational skills; Staying current on federal, state, investor and internal policies and procedures; Maintaining transparency between all teammates involved in a customer’s journey

Nice to have

Bachelor's degree

Benefits

Equity Ownership: All teammates receive stock options; Comprehensive Medical, Dental, and Vision plans; Work-life balance and generous paid time off; Paid parental leave; 401(k) retirement plan; Uncapped monthly bonus opportunities targeting approximately 15% of base salary; Total On-Target Earnings ~$75,000-80,000