Mortgage Loan Officer

Ownwell is seeking a Texas-licensed ready Mortgage Loan Officer to originate residential mortgage loans under Ownwell's Texas Mortgage Broker License. You will work directly with warm inbound customers from our existing homeowner base and referral partners, guiding borrowers through refinance and purchase transactions while delivering an exceptional customer experience. This role is ideal for a high-integrity, consultative originator who wants to help build and modernize the mortgage experience through technology and data.

Responsibilities

Originate residential mortgage loans (refinance and purchase) in Texas; Work inbound leads from Ownwell's homeowner platform and partner channels; Guide borrowers through the full loan lifecycle: pre-qualification → application → processing → closing; Collect and review borrower documentation (income, assets, credit, property); Ensure compliance with Texas Department of Savings and Mortgage Lending (SML) and NMLS regulations; Maintain accurate loan files and CRM documentation; Coordinate with processors, underwriters, title companies, and real estate partners; Educate customers on loan options, rates, fees, and closing costs; Meet production, quality, and customer satisfaction targets

Requirements

Must hold an active Texas Mortgage Loan Originator (MLO) license through NMLS with at least 2 years of continuous licensing and origination experience; Will be sponsored under Ownwell's Texas Mortgage Broker License; Maintain continuing education annually; Maintain good standing with Texas SML and NMLS; Strong understanding of mortgage products (conventional, FHA, VA, jumbo); Excellent communication and customer-facing skills; High attention to compliance, documentation, and accuracy; Ability to manage multiple active loan files simultaneously; Comfortable working in a tech-enabled, fast-moving startup environment

Nice to have

Active Texas MLO license (NMLS); 2+ years mortgage origination experience; Experience with refinance pipelines; Prior experience working inbound or fintech-driven leads; Familiarity with mortgage CRMs and LOS platforms (Encompass, Blend, Floify, etc.)