Mortgage Loan Processor

At Tomo, we’re on a mission to make the home buying process simple, transparent, and memorable. Our Loan Processors are trusted guides for customers, helping them navigate from application through closing with confidence and clarity. We’re looking for resourceful teammates who are proactive in managing pipelines, attuned to customer needs, and excited about using technology to transform the mortgage experience. If you’ve ever wished you could help modernize the tools and systems in mortgage lending, this is your chance to shape the future.

Responsibilities

Serve as the primary point of contact for customers from processing through closing, keeping them informed and supported; Manage loan files proactively, completing all processing, pre-underwriting, and pre-closing tasks with care and accuracy; Review and verify documentation including credit, appraisal, and title for compliance with investor guidelines; Partner with agents to gather required information and keep them updated on the status of applications; Submit complete, high-quality files to underwriting while consistently meeting service-level targets; Coordinate closings and assist with post-closing follow-ups to ensure a seamless customer experience; Identify opportunities to improve our processes and technology, and collaborate with teammates across functions to bring ideas to life; Walk customers through their Closing Disclosure, offering support and clear answers to their questions

Requirements

Understanding of the mortgage lending process; Ability to handle multiple purchase applications simultaneously in a fast paced environment - On time close is very important to us; Strong written and verbal communication with a phone-first mentality; Strong performance in team environments; A voice as to how we can improve our processes and tech; Detail orientation with a strong focus on quality; Superior customer centricity

Nice to have

2+ years of mortgage loan processing experience, specifically in purchase transactions; Experience with Byte Pro or other LOS platforms (e.g., Encompass); Familiarity with a variety of loan types: Conventional, FHA, VA, and Jumbo; Strong knowledge of mortgage applications, credit reports, and financial verifications

Benefits

Career Growth: Explore multiple career paths across Tomo, including elite operational roles; Competitive Pay & Benefits: Designed to support your whole self, in and out of work; Equity Ownership: All teammates receive stock options—we win together; Coaching & Mentorship: Learn from experienced leaders who are invested in your growth; Inclusive Culture: We celebrate diverse backgrounds, experiences, and perspectives. Whether your path into mortgage has been traditional or unique, you’ll find a place to thrive here; Comprehensive Medical, Dental, and Vision plans for you and your dependents with some plans 100% covered; Work-life balance and a generous paid time off policy; In order to support teammates who become parents, Tomo Mortgage provides paid parental leave; 401(k) retirement plan