Mortgage Originator (Syracuse)

Promote Mortgage Services' real estate loan products through direct contact with members, future members, real estate brokers, builders, and others. Originate loan applications from internal and external sources.

Responsibilities

Promote Mortgage Services' real estate loan products through direct contact with members, future members, real estate brokers, builders, and others; Originate loan applications from internal and external sources; Meet the Credit Union's and Mortgage Services' standards for consistent quality customer service; Review pre-approval applications and issue pre-approval certificates to qualified candidates; Perform initial submission to Loan Prospector to obtain decisions; Monitor activity through the pipeline process and respond to requests in a timely manner; Establish rapport with area real estate brokers and solicit referrals; Provide mortgage consultations for members; Assist applicants in completing and submitting mortgage loan applications; Recommend the best loan program to applicants; Work closely with branch and Call Center staff; Assist in the development and implementation of the Home Buyers' Seminar; Attend outside seminars to promote products; Initiate cross-sell opportunities; Other duties as needed

Requirements

An Associate's degree or equivalent; minimum of 3 years of lending experience; at least 1 year working with mortgage loans; national licensing in compliance with The New York State Banking Law and the SAFE Act of 2008 (20 hours of pre-licensing education, background check, passing score on the national licensing exam); 11 hours of continuing education every year thereafter; Driver's License

Nice to have

Ability to use Microsoft Word and Excel; Bilingual, fluent in a second language in addition to English

Benefits

Commission-based compensation with uncapped earnings potential; In-house processing, underwriting and servicing; Competitive pricing; Competitive benefits package