Regulatory & Licensing Officer – Middle East and North Africa (Payments/ Fintech)

dLocal is the financial infrastructure powering global commerce in the world's fastest-growing markets. The biggest companies in the world trust us to unlock growth in 60+ countries across emerging markets—moving money where others see complexity. We don't just process payments; we are architects of payment ecosystems and partners in our customers' expansion. You'll work alongside 1,300+ teammates from 40+ nationalities and tackle global challenges from day one.

Responsibilities

Support license and registration applications across Middle East and North Africa jurisdictions (strategy, documentation, regulatory interactions) through to approval; Maintain and update the licensing tracker of the application status, timelines; Coordinate with external regulatory advisors and local law firms on license applications, structural questions, and regulatory perimeter assessments; Contribute to dLocal's long-term licensing strategy for the region; Maintain the regulatory framework by country and entity for day-to-day use: what licenses and permissions exist, what activities they authorise, applicable conditions, limits, and reporting obligations; Ensure quality, accuracy, and timely delivery of regulatory reports and compliance submissions for each licensed MENA entity; Identify and assess how regulatory requirements apply to new business needs (new flows, use cases, products), and design compliant operating models; Provide expert advice to internal teams; Support merchant and partner onboarding from a regulatory standpoint; Monitor regulatory developments and trends across the region.

Requirements

Advanced degree in Law, Compliance, Finance, or a comparable field; 5+ years of experience in a regulatory affairs, compliance, or legal advisory role — ideally within a fintech, payments company, financial institution, or law firm operating in the Middle East and North Africa (MENA) region; Deep knowledge of financial services regulation across MENA markets, including payment institution licensing frameworks, AML/CFT requirements, and data privacy obligations; Fluency in Arabic and English (written and spoken) is mandatory; Proven ability to operate across both licensing (forward-looking, strategic) and compliance/assurance (operational, day-to-day) functions; Experience managing regulatory relationships and submissions directly with MENA financial authorities; Highly analytical, structured, and detail-oriented — able to translate complex regulatory requirements into practical business guidance; Autonomous and hands-on, comfortable working in a fast-paced, international environment with multiple workstreams in parallel; Professional and collaborative, with strong stakeholder management skills across diverse internal teams

Nice to have

French is a plus for Morocco-based candidates

Benefits

Flexibility in how you work; Fintech industry; Referral bonus program; Work From Anywhere