Senior Accountant

About Lendable

Lendable is on a mission to build the world's best technology to help people get credit and save money. We're building one of the world’s leading fintech companies and are off to a strong start:

- One of the UK’s most exciting unicorns with a team of over 800 people
- Among the fastest-growing tech companies in the UK
- Profitable since 2017
- Backed by top investors including Balderton Capital and Goldman Sachs
- Loved by customers with the best reviews in the market (4.9 across 10,000s of reviews on Trustpilot )

So far, we’ve rebuilt the Big Three consumer finance products from scratch: loans, credit cards and car finance . We get money into our customers’ hands in minutes instead of days.

We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes.

Join us if you want to

- Take ownership: you are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1
- Work in small teams of exceptional people: Lendies are relentlessly resourceful. We challenge the status quo to solve problems and find smarter solutions
- Build the best technology in-house : we use new data sources, machine learning and AI to make machines do the heavy lifting

About the role

We're looking for a Senior Accountant to join our management accounts and controllership function. This is the team that delivers the monthly close for the UK group companies and owns the accuracy of what sits behind it.

We're a high-transaction-volume lending business scaling across the UK, US and Mexico. This is a hands-on role for someone who wants to own real deliverables early and help automate and improve the processes within the Financial Reporting team.

Interview process

- Online assessment: a 15 minute cognitive assessment followed by a 40 minute Accountancy Task (to be taken at a time of your own choosing)
- 20-30 minute remote interview with our Talent team
- 30 minute remote team interview to discuss your task and dive deeper into your experience
- Final stage: Onsite interview with finance leadership for 45 minutes

Life at Lendable

- Winning team: the opportunity to scale up one of the world’s most successful fintech companies
- Flexible working: flexible approach tailored to each role. Hybrid roles require three days in-office weekly; fully remote roles include regular opportunities for in-person connection through socials and off-sites
- Socials & connection: opportunities and events to come together, socialise, and get to know each other beyond the office walls
- Health coverage: support for your physical and mental wellbeing, including private health cover
- Retirement & savings: long-term financial wellbeing through retirement savings plans
- Employee referral programme: earn a competitive bonus when you refer successful new team members
- Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations
- Sustainable commuting: cycle-to-work and electric vehicle salary sacrifice schemes available in select locations

Please note: The availability and details of specific benefits vary by location and role. For more information, please speak to your Talent Partner.

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Responsibilities

Deliver monthly close for the UK group companies, accurately and within set timelines; Partner with the wider finance team and business stakeholders to prepare product-level P&Ls that support commercial decision-making, help with queries and month-end inputs; Taking ownership, and automating, balance sheet reconciliations Month on Month, whilst applying an inquisitive mindset by being able to identify and investigate variances and unusual data trends; Assisting with the preparation of the consolidated balance sheet, P&L and cash flow; Work with high volumes of data from different sources and compiling, consolidating and reconciling this data to be used and relied upon in month end reports; Support continuous improvement of financial controls and policies; Assist with annual audit preparation, including supporting schedules and auditor queries

Requirements

Qualified accountant (ACA/ACCA/CIMA) with 0-2 years PQE; Working knowledge of UK GAAP and/or IFRS; Exposure to US GAAP is beneficial given the group's US operations; Strong Excel skills for high-volume ledger and reconciliation work; Meticulous and deadline-driven, suited to a fast-paced, high-transaction-volume environment; Collaborative, hands-on style rather than a purely technical or advisory orientation; Comfortable supporting continuous improvement of financial controls and policies rather than operating a static process