Senior Actuarial Analyst

As a Senior Actuarial Analyst, you will be responsible for quantifying and communicating Included Health's value to our clients by executing complex financial impact modeling and actuarial analysis. This position plays a crucial role within the Actuarial team, reporting through the broader Finance organization. You will partner with cross-functional teams to translate raw healthcare claims and data context into clear insights that demonstrate cost savings, trend impacts, and clinical value.

Responsibilities

Actuarial Analysis: Conduct complex actuarial analyses on the cost of healthcare, including industry trend forecasting and Total Cost of Care (TCOC) impact calculations; Methodology Support: Own and maintain the execution of savings and ROI methodologies for one or more product lines, assessing the need for updates and creating parameter estimates for change; Subject Matter Expertise: Serve as a subject matter expert on medical/Rx claims data, eligibility structures, and the underlying drivers of healthcare costs; Insight Generation: Research and analyze the specific drivers of increased or decreased savings for particular clients or products, translating the data into actionable recommendations; Scaling & Automation: Drive report automation and dashboarding projects (e.g., using Looker or Tableau) to scale insight generation and enable other internal teams to self-serve key metrics; Code Governance: Write clean, efficient code and participate in team peer reviews with a critical eye and high attention to detail to ensure technical accuracy; Documentation & Alignment: Document and maintain savings and ROI methodologies clearly and succinctly for the purpose of client communication, peer knowledge sharing, and future reference

Requirements

Minimum of 5 years of related experience in healthcare economics, actuarial science, or quantitative financial analysis; Bachelor’s degree in Actuarial Science, Mathematics, Statistics, Economics, or a related quantitative field; Expert proficiency in SQL and Excel/Google Sheets; Hands-on experience working with various types of raw data, including medical/Rx claims, eligibility data, and product engagement data; Strong written and verbal communication skills, with a demonstrated ability to explain complex technical or economic analyses to peers and stakeholders; Familiarity with business tools such as Looker, Tableau, GitHub, Jira, and Confluence; Prompt and regular attendance at assigned work location; Capability to remain seated in a stationary position for prolonged periods; Eye-hand coordination and manual dexterity to operate keyboard, computer and other office-related equipment; Ability to form a plan for execution of a particular analysis or deliverable; Attention to detail as applied to analytics requests and code review prior to delivery of results; Critical thinking skills and adaptability to changing priorities

Nice to have

Completion of at least 1 actuarial exam in pursuit of the ASA or other equivalent designation is preferred; Competency or proficiency with Python for data analysis and automation is highly preferred

Benefits

Remote-first culture; 401(k) savings plan through Fidelity; Comprehensive medical, vision, and dental coverage through multiple medical plan options (including disability insurance); Paid Time Off ("PTO") and Discretionary Time Off ("DTO"); 12 weeks of 100% Paid Parental leave; Family Building & Compassionate Leave: Fertility coverage, $25,000 for surrogacy/adoption, and paid leave for failed treatments, adoption or pregnancies; Work-From-Home reimbursement