Software Engineer - X Money

We are seeking a talented Software Engineer to join our X Money team, focused on building a revolutionary global payment network that will serve over 600 million users and rival the world’s largest financial institutions. In this role, you will specialize in backend development, designing and optimizing robust microservices to ensure scalability, security, and reliability. You will support full-stack efforts, collaborate with cross-functional teams on payments, fraud detection, and compliance initiatives, and contribute to the creation of a high-scale financial products platform. This is an opportunity to work on greenfield projects in a fast-paced, startup-like environment, driving innovation at the intersection of AI and finance.

Responsibilities

Develop backend services, APIs, and data models to support high-volume, multi-user environments; Work with iOS, Android & Web client engineers to ship products; Design robust infrastructure and microservices for payments, transactions, growth, monetization, and engagement across platforms; Build and maintain fullstack features, including user dashboards, personalized experiences, content delivery, interactive tools, assessments, and real-time analytics; Lead architecture, scalability, and reliability decisions for high-concurrency, low-latency systems; Uphold engineering excellence via testing, monitoring, deployment, and secure data handling

Requirements

Proficiency in distributed systems for high-scale, low-latency environments; languages like Rust, Go, Python & Java, and high volume streaming systems; 2+ years of experience working on large scale consumer applications

Nice to have

5+ years of experience working on large scale consumer applications or early-mid stage startup experience as a founding engineer, emphasizing rapid prototyping, user-centric design, and AI solutions

Benefits

equity; comprehensive medical, vision, and dental coverage; access to a 401(k) retirement plan; short & long-term disability insurance; life insurance; various other discounts and perks