Transaction Monitoring Analyst

We are looking for a Transaction Monitoring Analyst to review incoming payment-related alerts and investigate potentially suspicious activity across fiat and crypto transactions. This is a first-level investigative role within Blockchain.com's BlueCube team, requiring strong understanding of transaction monitoring, particularly crypto transaction monitoring and blockchain-based risk. The role involves owning each alert from first review to a documented outcome, and escalating to the Financial Intelligence Unit (FIU) where risk cannot be mitigated. Shortlisted candidates will complete a practical exercise analysing crypto transactions and writing a short investigation narrative. The existing role is advertised as a self-employed contractor engagement paid in cryptocurrency, with contractors responsible for their own tax declarations.

Responsibilities

Investigate transaction monitoring alerts on fiat and crypto activity, reviewing the customer's full history; Analyse deposits, withdrawals, counterparties, frequency, amounts and flow of funds to identify suspicious patterns; Assess on-chain exposure in Chainalysis KYT; Check KYC and EDD records, source of funds and source of wealth, past reviews and customer communications; Approve or reject transactions within procedural limits; Escalate cases meeting mandatory criteria, unresolved suspicions and urgent sanctions concerns to the Financial Intelligence Unit (FIU); Write clear escalation narratives in English; Keep accurate case records and work the queue against quality standards and service levels; Raise blockers or urgent risks promptly; Take part in quality reviews, calibration and training

Requirements

3+ years in AML or financial crime operations, including hands-on transaction monitoring investigations at a fintech or regulated crypto business; Solid knowledge of money laundering and terrorist financing typologies, sanctions risk and the risk-based approach; Judgment to weigh red flags against mitigating evidence and justify a closure, rejection or escalation; Strong written and spoken English, with the ability to explain reasoning when challenged; Experience with transaction monitoring tools, case management systems and spreadsheet data analysis; Discretion with confidential information and the ability to keep quality steady while managing a busy queue; Availability for shifts covering a global operation, including nights and weekends when scheduled; Reliable internet connection for video meetings and a smartphone for authentication apps; Willingness to complete background and security checks

Nice to have

Hands-on experience with Chainalysis KYT, Elliptic, TRM or any other blockchain analytics tool; Experience writing SAR/STR narratives or FIU referrals; CAMS certification; SQL skills

Benefits

Remote working from the Philippines; Role-specific onboarding and ongoing training in Blockchain.com's tools, procedures and investigative standards; Opportunities to develop within transaction monitoring and financial crime operations, based on performance and business needs