Business Banking Relationship Manager 1

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

Business Banking Relationship Managers play a pivotal role in helping our business clients achieve their financial goals. They do this by approaching each and every day with a single purpose – to do the right thing by our business clients to help them achieve their vision for success and the lives they want to lead.

They have access to an expansive set of products and solutions to better serve our business clients today and into the future.

Location

If not meeting with clients, this role requires working from a U.S. Bank location three (3) or more days per week.

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants .

Benefits

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following:

Review our full benefits available by employment status here .

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

Responsibilities

Business development, active prospecting, and self-sourcing business opportunities.; Develop, grow, and manage new and existing business client relationships.; Build and maintain Centers of Influence (COI) networks to generate referrals and new business opportunities.; Deliver financial expertise and client-focused solutions that create long-term, trusted relationships.; Assess clients' banking needs and provide tailored recommendations based on their goals and objectives.; Educate clients on available deposit, lending, treasury management, payment, and other banking solutions.; Proactively manage an assigned portfolio by maintaining strong credit quality and overseeing renewals, annual reviews, and ongoing client needs.; Obtain credit approval within assigned lending limits and recommend appropriate credit structures.; Partner with Treasury Management, Merchant Services, Business Banking Credit Card, and other internal teams to deliver comprehensive financial solutions.; Make referrals to additional business lines and specialists as appropriate to meet client needs.

Requirements

Bachelor's degree, or equivalent work experience; Three to four years of relevant experience

Nice to have

Strong relationship management and business development abilities; Well-developed analytical and problem-solving skills; Basic knowledge of credit administration, analysis, and credit policy/procedure; Knowledge of cash flow management and business credit underwriting with commercial credit training preferred; Demonstrated understanding of basic financial accounting and analysis; Some knowledge of bank products and services that results in successfully identifying appropriate opportunities to sell the bank’s products; Ability to work effectively with individuals and groups across the company to manage customer relationships; Excellent presentation, verbal and written communication skills; Demonstrated business acumen with knowledge of diverse types of businesses, industries, markets, financial and economic concepts

Benefits

Healthcare (medical, dental, vision); Basic term and optional term life insurance; Short-term and long-term disability; Pregnancy disability and parental leave; 401(k) and employer-funded retirement plan; Paid vacation (from two to five weeks depending on salary grade and tenure); Up to 11 paid holiday opportunities; Adoption assistance; Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law