Enterprise Risk Management Specialist

The Enterprise Risk Management squad sets the global standards for how Nubank identifies, assesses and manages risk across the enterprise – spanning operational, compliance, technology, conduct and other non-financial risks, and strongly interfacing with financial risk areas (credit, market, liquidity, capital, treasury). As part of the ERM Methodology Team, you will sit at the intersection of risk, product and platform: shaping global frameworks, embedding them into data and systems, and scaling them with AI-enabled workflows. You will be a reference for methodology decisions, influencing senior stakeholders across multiple lines of defense and risk types.

Responsibilities

Own the end-to-end design and evolution of ERM methodologies, ensuring coherence across programs and geographies; Ensure ERM methodologies connect across risk types and support a consistent view of the risk profile; Translate methodological requirements into GRC platform, product and data specifications, partnering with Platform and engineering teams; Lead the global standardization of ERM methodologies while enabling smart local adaptations to meet regulatory expectations in each geo; Design and drive the integration of ERM programs in new geos, ensuring alignment with group-level risk standards and governance; Define and embed AI/agent use-cases into ERM workflows, with clear human-in-the-loop governance; Use AI and analytics to monitor quality and consistency of methodologies, surfacing insights and opportunities for continuous improvement; Partner with risk leaders, CRO teams, risk stewards and 1LOD to ensure strong adoption and practical usability of ERM frameworks; Represent ERM methodologies in governance and decision forums; Create and refine key risk and performance indicators for ERM programs; Communicate clearly and regularly about ERM methodology initiatives and projects with a wide variety of stakeholders

Requirements

Solid experience in Enterprise Risk / Operational Risk / Non-Financial Risk, with hands-on ownership of at least one major program or framework (RCSA, control testing, Issue Management, NP&F or equivalent enterprise-level framework); Proven track record as a senior individual contributor leading complex risk initiatives end-to-end, from design to rollout, with limited oversight; Experience working in multi-geo or global environments, balancing global standards with local regulatory expectations; Strong ability to translate risk methodologies into systems and data (platform requirements, data models, workflow design) in partnership with engineering and product; Demonstrated stakeholder management and influence without formal authority, especially across product, risk, compliance and platform/engineering teams; Comfort working with data and analytics (e.g., querying datasets, interpreting dashboards, defining metrics) to guide decisions on methodology and program performance; Experience defining and tracking metrics, SLAs and KPIs for risk/controls or governance processes; Strong written and verbal communication in English, including the ability to explain complex risk concepts to non-experts

Nice to have

Prior experience in ERM, operational risk, internal controls in financial services or fintech; Previous work in designing frameworks, methodologies and governance for risk (financial and/or non-financial), influencing multiple lines of defense and senior stakeholders across geos; Exposure to AI/ML or advanced analytics applied to risk, controls, data quality or governance (e.g., LLMs, anomaly detection, smart suggestions); Experience working closely with platform / GRC / risk systems (e.g., JIRA-based workflows, custom risk platforms, governance tooling); Familiarity with regulatory expectations for risks and governance in Brazil and/or other key markets, including reading requirements and translating them into practical frameworks; Background in high-growth tech/fintech environments, navigating the tension between speed, innovation and robust risk management

Benefits

Chance of earning equity at Nubank; Food/Meal Card (Vale-Refeição and/or Vale Alimentação); Public Transportation Commuting Benefit (Vale-Transporte); NuCare – Psychological, Financial and Legal Assistance Program; Life Insurance; Medical Plan; Dental Plan; NuLanguage – Language Course Program; Nucleo - Our learning platform of courses; Extended Parental Leave; Daycare Allowance; Parental Consultancy; Work-from-home Allowance; Gym Partnerships; 30 days of paid vacation; Relocation Assistance Package, if applicable