Financial Analysis Lead (m/f/d)

We are looking for a Financial Analysis Lead (m/f/d) to manage our pricing team across Europe. You'll work closely with colleagues in Commercial, Product, Finance and Risk to develop pricing that works for merchants while supporting Riverty's risk objectives. At Riverty, we aim to make financial services more human-centric. You will join a team working across European markets, where your expertise will help us make responsible decisions while supporting sustainable growth.

Responsibilities

Own and develop the pricing framework across relevant products, markets, merchants and customer segments; Partner with Commercial, Product, Finance and Risk teams to design pricing proposals that support growth while meeting profitability and risk objectives; Perform structured quantitative pricing impact assessments across commercial workstreams, translating complex financial data into actionable strategies that manage risk to optimise key performance metrics; Monitor pricing performance against macroeconomic indicators and portfolio risk profiles, driving rapid adjustments to pricing architecture; Establish clear pricing governance, decision rights and reporting; Lead, coach and develop the pricing team, fostering collaboration, sound judgement and continuous improvement

Requirements

University degree in Finance, Economics, Business Administration, or a related field; At least five years of experience in pricing, commercial finance, credit strategy, product management or senior programme management; Proven ability to build financial models, evaluate scenarios and turn complex analysis into practical commercial recommendations; Understanding of the national and European institutional and regulatory context; Strong communication and presentation skills, with the ability to explain both the growth opportunities and the associated risk boundaries of a pricing decision; Leadership experience and a collaborative approach to developing people and improving ways of working; Fluent in English; Availability for regular business trips abroad

Nice to have

German language skills