Financial Planning Consultant

Under limited supervision uses specialized knowledge and skills obtained through experience, specialized training or certification to serve as a resource to Financial Advisors and their clients regarding overall financial planning issues which may include portfolio design, income tax consulting, retirement planning, qualified retirement plans, risk management, estate planning, education funding, and small business planning. Continuously gains knowledge of the financial industry and markets through on-going education.

Responsibilities

Partners with Financial Advisor to review clients' current portfolio design, understand client goals, enter client data, and conduct financial analysis; Evaluates overall individual and employer-based retirement needs, researches various options, and recommends planning alternatives; Researches and provides recommendations related to risk management concerns, including insurance; Designs and recommends a tailored financial analysis or comprehensive financial plan for clients and prospects; Prepares presentations that clearly communicate the recommendations and alternatives; Performs detailed document reviews; Researches information and writes customized financial plan observations and recommendations; Prepares files for meetings with existing and new clients; Prepares, coordinates and follows through on needed communication with clients; Continuously monitors clients' financial situations; Responds to client questions by telephone, email and occasional personal visits; Educates client on the functions of various securities markets; Provides guidance on estate planning options and techniques; Responds to education funding questions including 529 savings plans; Assists with guidance on small business planning; Conducts research as needed related to assigned client cases; May participate in client presentations; May open, transfer, and close customer accounts; May obtain and verify client's purchase and sale instructions; Ensures firm and regulatory policies are followed; Performs other duties and responsibilities as assigned

Requirements

Bachelor's degree in a related field and three years' experience in the financial services industry with an emphasis on financial, retirement and estate planning field or in marketing these services; or an equivalent combination of experience, education and/or training as approved by Human Resources; SIE required provided that an exemption or grandfathering cannot be applied; Series 7; Series 63, 65 and/or 66 as required by state or ability to obtain within six months; Bachelor's in Accounting, Business Administration, or Finance; General Experience - 13 months to 3 years