Lead Product Manager, DeFi

Bitpanda serves millions of investors across Europe, and we're bringing regulated finance onchain with Vision Chain, our own OP Stack L2 blockchain. We are looking for a Lead Product Manager, DeFi to build Bitpanda's DeFi ecosystem from the ground up, creating the world's premier Euro-denominated DeFi ecosystem while making it safe, accessible, and intuitive for our customers. The first use case is crypto-backed borrowing and lending in the Bitpanda app, with an eye to then build more sophisticated products and use cases leveraging tokenized commodities, securities, funds, and structured products. You'll work in a small, senior team with our smart contract engineers and Bitpanda's Legal, Compliance and Risk teams, as an individual contributor reporting to the Head of Web3 Product.

Responsibilities

Design and run the lending markets (set loan-to-value and liquidation thresholds, interest rate curves, caps, and oracles; own monitoring and incident playbooks); bring liquidity and users to permissioned markets and assets (set supply targets, bring in euro liquidity, work out how verified customers reach these markets without paying for volume); make sure the right DeFi infrastructure is in place, particularly for permissioned tokenized assets (DEX liquidity, liquidators, oracles and other building blocks); shape what customers see, sign, and own in the Bitpanda app, including how liquidation and risk are explained, and measure real use (returning borrowers, bad debt and revenue, not TVL alone); recommend which protocols and partners come to Vision Chain, backed by a business case, and work with Legal, Compliance and Risk on EU consumer credit rules and MiCA from day one

Requirements

6+ years of Product Management experience; at least 3+ years focused specifically on building and scaling DeFi or crypto products; in-depth knowledge of lending markets (collateral and liquidation mechanics, interest rate models, oracles and how they fail, curation and bad debt); at home with the EVM and able to read Solidity smart contract code well enough to question engineers; demonstrated experience bringing DeFi applications into regulated consumer products and bridging decentralized and centralized finance; ability to lead through influence and build clear business cases; excellent documentation skills in English; strong working knowledge of EU crypto regulations (e.g., MiCA)

Nice to have

hands-on experience scaling onchain ecosystem liquidity from scratch; knowledge of and/or work experience in traditional financial markets

Benefits

Hybrid working model with an additional 25 days per year to work from a city or country of your choice; competitive total compensation package aligned with pay-for-impact policy, including participation in stock option plan; confidential coaching, counselling, and mental health resources via OpenUP; 3 additional days of paid time off in 2027 after 6 months of employment; unlimited access to Udemy's online course library; discounts, rewards, and perks from partners worldwide; up to 8 additional weeks of gender-neutral new parent leave; free onsite dining in Vienna, Bucharest, Barcelona, and Berlin; recognition and rewards for tenure; exclusive Bitpanda-branded merchandise; company events; location-specific benefits