Team Lead Non-Financial Risk and Internal Controls

N26 is looking for a Senior Manager / Team Lead – Non-Financial Risk & Internal Controls to guide a team of four specialists within our Non-Financial Risk Management function. This is a high-impact opportunity to design, scale, and maintain a robust Internal Control System (ICS) at a leading digital bank. In this role, you will oversee risk and control assessments (RCSA), enhance our risk reporting, and partner across cross-functional teams, product lines, and international markets. You and your team will play a crucial role in evaluating internal control mechanisms and proactively mitigating non-financial risks across N26.

Responsibilities

Develop and Enhance Non Financial Risks Management and Internal Control System (ICS): Continuously design, build, refine and manage N26's internal control systems to ensure they effectively mitigate non-financial risks. Continuously improve control structures to support business growth and compliance.; Cross-Functional Collaboration: Work closely with departments across N26, gathering assessments relevant to managing non-financial risks. This includes guiding stakeholders during assessment processes to ensure control systems are robust and effective.; Drive Workshops and Training: Organise workshops and deliver training to internal teams to help them understand and apply internal controls in their processes wherever applicable fostering a culture of risk awareness and ensuring effective ICS implementation.; Risk and Control Assessments: Guide, review and challenge the Risk and Control Assessments in line with Risk Appetite considerations to ensure a robust and sustainable control environment to mitigate material risks.; Risk Appetite: Continuously design, build and refine the Risk Appetite Framework, formulating qualitative and quantitative metrics that define acceptable risk levels across various domains.; Support in Data-Driven Reporting: Support in designing and implementing a data-driven reporting to provide management and advisory board with actionable insights on N26’s overall risk profile.

Requirements

A Bachelor’s or Master’s degree in Business Administration, Economics, or other relevant areas; 8+ years of professional experience in Non-Financial Risk Management (focus on RCSA, Controls Framework and Risk Appetite) gained in banking/financial services; Experience in or sound knowledge of Internal Control Systems and standards applicable to the financial industry; Strong analytical and conceptual skills, creativity, critical thinking, as well as ability to identify problems and propose solutions; Excellent communication skills both on technical and on managerial level; Sound knowledge of relevant legal and regulatory requirements and common industry standards; Track record in project delivery; An entrepreneurial vision, an autonomous attitude, and a ‘get things done’ approach; Hands-on approach and eagerness to tackle new topics while demonstrating a quick grasp in conceptual project work and strategic thinking; Fluency in English is required

Nice to have

German is a plus

Benefits

Accelerate your career growth by joining one of Europe’s most talked about disruptors.; Employee benefits that range from a competitive personal development budget, work from home budget, discounts to fitness & wellness memberships, language apps and public transportation.; As an N26 employee you will have access to a Premium subscription on your personal N26 bank account. As well as subscriptions for friends and family members.; Additional day of annual leave for each year of service.; A high degree of autonomy and access to cutting edge technologies - all while working with a friendly team of peers of diverse nationalities, life experiences and family statuses.; A relocation package with visa support for those who need it.