Insurance Product Manager

The future is bright for the Porch Group, and we'd love for you to be a part of it as our Insurance Product Manager. At Homeowners of America (HOA), a Porch Group company, we are building a best-in-class insurance product organization, and we need a driven, analytically sharp Product Manager to help lead that charge. In this role, you will own profitable growth across your assigned markets, steering new product and pricing initiatives from concept through state and national implementation. You will serve as a critical connector across underwriting, actuarial, marketing, and operations, ensuring our products remain competitive, compliant, and customer-centered. If you thrive at the intersection of data, strategy, and execution in a fast-moving insurance environment, this is your opportunity to shape how millions of homeowners protect what matters most.

Responsibilities

Ensure the successful implementation of product, pricing, and underwriting initiatives for a homeowner insurance product line, ensuring successful execution nationwide; Maintain loss ratio discipline and risk tolerance while achieving profitable growth in assigned markets; ensure forecasts and business objectives account for current and likely market conditions; Manage catastrophe risk and concentration risk effectively as the business pursues growth objectives; Analyze key competitors and their strategies; share insights across the organization to develop effective market initiatives and build out competitive intelligence tools; Regularly report on product performance and make data-driven decisions to optimize results; recommend KPIs and metrics to improve performance tracking; Ensure all products meet customer needs and expectations; incorporate customer feedback into product development and improvement; Partner cross-functionally with underwriting, marketing, sales, IT, and operations teams to deliver cohesive and effective product initiatives; Ensure all products comply with relevant regulatory requirements and standards; Identify and develop cross-functional process improvements that enhance both efficiency and effectiveness

Requirements

Bachelor's degree in Business, Marketing, Finance, Actuarial Science, or a related field; Minimum 5+ years of experience in product management, actuarial, finance, or related roles within the insurance industry; minimum 2+ years in homeowners insurance required; Demonstrated success leading product launches and strategic initiatives at both the state and national levels; Deep understanding of personal lines insurance and reinsurance, including trends, regulations, and the competitive landscape; Strong leadership and team management skills; ability to inspire and drive cross-functional teams toward common goals; Excellent analytical and problem-solving abilities; proficiency using data to drive strategic decisions; Exceptional verbal and written communication skills; ability to translate complex issues clearly for partners and stakeholders; Creative thinker with a passion for innovation, continuous improvement, financial acumen, and regulatory knowledge; Demonstrated customer focus and the ability to incorporate feedback into product strategy

Nice to have

MBA or advanced degree

Benefits

Three (3) Medical plan options; Two (2) Dental plan options; Vision plan; Critical Illness, Hospital Indemnity and Accident plans (voluntary); Partially employer funded Health Savings Account; Flexible Savings Accounts including healthcare, dependent care, and transportation; Company paid Basic Life and AD&D; Short and Long-Term Disability; Voluntary Life and AD&D plans; Traditional and Roth 401(k) with discretionary employer match; Supportlinc wellbeing program; LifeBalance discounts program; Flexible paid vacation; Company-paid holidays (typically nine per year); Paid sick time; Paid parental leave; Identity theft program; Travel assistance; Fitness and other discount programs; Eligibility for long-term incentive awards (subject to program guidelines and approvals)