Premium Auditor II

The Premium Auditor II is responsible for conducting comprehensive premium audits across diverse industries using mail, phone, and virtual platforms. This role involves reviewing payroll records, tax returns, and financial documents to ensure accurate policy coverage and compliance with regulatory guidelines. The auditor applies classification codes using NCCI, PAAS, and state-specific requirements, thoroughly documents findings, and prepares detailed audit worksheets.

Responsibilities

Conduct comprehensive premium audits via mail, phone, and virtual platforms across various industries and business types; Review and verify payroll records, tax returns, 1099s, and supporting financial documentation; Analyze business operations to identify all relevant exposures and ensure proper policy coverage; Identify and apply appropriate classification codes using NCCI guidelines, PAAS, and state-specific bureau requirements; Document audit findings thoroughly and prepare detailed audit worksheets; Ensure all audit work complies with established business rules and regulatory guidelines; Communicate professionally with policyholders to gather required documentation; Conduct thorough interviews to understand business operations, employee roles, and exposure classifications; Explain audit processes clearly to insureds and address questions about documentation requirements; Conduct virtual audits using screen-sharing and remote access technologies; Analyze complex payroll structures, contractor relationships, and employee classifications; Identify potential misclassifications and exposure gaps that could impact coverage; Complete audits within established timeframes while maintaining thoroughness; Maintain strict confidentiality of all insured information and business data; Provide regular feedback on audit procedures and technology effectiveness; Participate in process development meetings and contribute improvement recommendations

Requirements

Minimum 3-4 years conducting Workers Compensation premium audits; Knowledge of NCCI classification systems and state bureau requirements; Experience working directly with business owners and financial personnel

Nice to have

Multi-state audit experience preferred; Proficiency with classification systems (NCCI, PAAS); Experience with virtual meeting platforms and screen-sharing technologies; Advanced skills with audit software, Google Workspace applications, and emerging technologies

Benefits

Competitive cash compensation; Comprehensive health plans; Generous PTO; Future focused 401k match; Generous parental and caregiver leave; Discretionary bonuses for eligible team members