Financial Planning Consultant

Responsibilities

Partners with Financial Advisor to review clients’ current portfolio design, understand client goals, enter client data, and conduct financial analysis; Evaluates overall individual and employer-based retirement needs, researches various options, and recommends planning alternatives; Researches and provides recommendations related to risk management concerns, including insurance; Designs and recommends a tailored financial analysis or comprehensive financial plan for clients and prospects that meets their short and long-term financial needs and goals; Prepares presentations that clearly communicate the recommendations and alternatives related to the client’s financial analysis and comprehensive plan design; Performs detailed document reviews; analyzes client information and situations across the financial planning spectrum to develop plan; Researches information as necessary on a case-by-case basis and writes customized financial plan observations and recommendations for each client case; Prepares files for meetings with existing and new clients; Prepares, coordinates and follows through on any needed communication with new or existing clients; Continuously monitors clients’ financial situations with detail and accuracy, with the ability to the look at their overall financial picture; Responds to client questions by telephone, email and occasional personal visits; Educates client on the functions of various securities markets and the principal factors that affect them; Provides guidance on estate planning options and techniques; Responds to and directs education funding questions including 529 savings plans; Assists with guidance on small business planning; Conducts research as needed related to assigned client cases, including but not limited to basic income tax questions and other legal issues requesting guidance when appropriate; May participate in client presentations; May open, transfer, and close customer accounts and maintain appropriate account records; May obtain and verify the client’s purchase and sale instructions, enter orders, and follow up on completion of transactions; Ensures firm and regulatory policies are followed within compliance standards; Perform other duties and responsibilities as assigned

Requirements

Bachelor’s degree in a related field and three years’ experience in the financial services industry with an emphasis on financial, retirement and estate planning field or in marketing these services; An equivalent combination of experience, education and/or training as approved by Human Resources; SIE required provided that an exemption or grandfathering cannot be applied; Series 7; Series 63, 65 and/or 66 as required by state or ability to obtain within six months; Bachelor’s: Accounting, Bachelor’s: Business Administration, Bachelor’s: Finance, High School (HS) (Required); General Experience - 13 months to 3 years; s66 - Uniform Combined State Law Examination - Financial Industry Regulatory Authority (FINRA); s7 - General Securities Representative Examination - Financial Industry Regulatory Authority (FINRA); Securities Industry Essentials Exam (SIE) - Financial Industry Regulatory Authority (FINRA)

Benefits

Medical; dental; vision; life insurance; critical illness insurance; accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); parental leave; additional compensation (cash or equity); discretionary bonuses; commissions