Head of Pricing & Decisioning

Play a critical role in the newly formed Credit & Commercial Strategy team by bringing together Pricing, Decisioning & AI/ML Credit modelling and leveraging a world-class, data-led Credit approach to deliver exceptional outcomes for SMEs and partners. Working between the Credit & Commercial Strategy craft and Platform Families, this is a keystone role to drive Liberis’ growth.

Responsibilities

Own the development of central pricing & decisioning capabilities including unit economics tracking and projections, yield targets and analytics and frameworks, decisioning monitoring, evaluation and testing frameworks, and scalable tooling for pricing and decisioning operations.; Manage a skilled team of pricing and decisioning analysts who support both central analytics and tools/models, as well as specific initiatives on Family P&L units brought in through the Head of Credit and Commercial Strategy within each Family.; Contribute credit expertise and guide priorities to AI/ML engineers working within the Credit & Commercial Strategy function, providing crucial input on the business priorities to guide design and configurability of AI/ML products.; Commission and co-build new pricing and decisioning approaches with the Credit and Commercial Strategy craft, translating family-specific needs in close collaboration with Family Heads of Credit & Commercial Strategy into generalised, scalable model requirements and highly configurable toolkits for deployment within P&L units.

Requirements

Strong grounding in financial modelling, unit economics and risk & credit, with an ability to connect deep insights and tool/model design into strategic priorities and decisions.; Strong systems-thinking with an instinct for scalability – experience taking ad hoc analyses or frameworks and make more robust, productise or automate them, for integration into wider cross-functional business decision processes.; Experience managing and up-skilling analytical teams and managing multiple priorities and tight timelines whilst maintaining quality standards.; Cross-functional collaborator - able to work across product, engineering, risk, and commercial within the family and bring those perspectives together around a coherent credit and commercial approach; At ease with ambiguity and new product design - many of the problems this role tackles won't have existing playbooks, and you'll need to build the approach from first principles.; Clear communicator: able to translate complex credit and commercial concepts into practical guidance for engineers, product teams, commercial leads, and GMs who aren't credit specialists.; Able to produce clean, clear narratives and visual presentations of insights and data into complex systems.