Senior Legal Counsel, Product and Regulatory

As Senior Legal Counsel, Product and Regulatory, you will play a key role in supporting KOHO’s product development and regulatory strategy across both KOHO Tech and KOHO Bank. You will work closely with Product, Marketing, Risk, and Compliance teams to provide practical legal advice that enables innovation while protecting customers and maintaining strong regulatory standards. This role is ideal for a lawyer who enjoys building new things, solving complex regulatory questions, and working closely with business teams in a fast-moving environment.

Responsibilities

Partner across KOHO Tech and KOHO Bank to provide practical regulatory advice that enables growth while protecting customers; Support the design and launch of new financial products and features, identifying regulatory risks early and helping teams build compliant solutions; Play a key role in helping KOHO set up and operationalize a regulated bank, including supporting engagement with regulators such as OSFI, FCAC, and the Bank of Canada; Support marketing and growth teams by ensuring campaigns are effective and compliant with financial services and consumer protection requirements; Provide guidance to customer-facing teams on complaints handling, communications, and fairness considerations; Help build scalable legal and regulatory processes to support KOHO’s long-term growth as a regulated financial institution

Requirements

6+ years post-call experience as a lawyer practicing in Canada (in-house and/or at a law firm); Experience advising on financial services regulation, banking law, or consumer protection frameworks; Strong judgment and the ability to provide practical, business-oriented legal advice; Comfortable working cross-functionally with Product, Marketing, CX, Risk, and Compliance teams; High ownership mindset; Builder mentality with a bias toward action; Curious and quick to learn; Proactive and highly organized; Comfortable operating in high-ambiguity environments; Strong work ethic and reliability; Honest, responsive, and collaborative

Nice to have

Experience working at a bank, fintech, or regulated financial institution; Familiarity with RPAA and the Financial Consumer Protection Framework (FCPF); Knowledge of AML/ATF and privacy laws; Fluent in French

Benefits

Asynchronous collaboration; Flexible hours; Remote-first setup; Work-life integration