VP, Head of Credit Risk Portfolio Management

The VP, Head of Credit Risk Portfolio Management is a senior member of the Enterprise Credit Risk team responsible for providing independent oversight and assessment of the firm's credit risk profile. Reporting directly to the Chief Credit Risk Officer (CCRO), this role serves as a trusted advisor to senior leadership by identifying emerging risks, evaluating portfolio performance, and providing actionable insights to support sound risk management practices. The VP will oversee portfolio risk across a broad range of lending activities, including Commercial & Industrial (C&I) lending, Commercial Real Estate (CRE), leveraged finance, private banking, residential mortgages, securities-based lending, margin lending, and counterparty exposures. This role combines deep credit expertise with advanced analytics, data visualization, automation, and emerging technologies to enhance risk monitoring, reporting, and decision-making across the enterprise.

Responsibilities

Develop and maintain an enterprise-wide view of the firm's aggregate credit risk profile across multiple lending portfolios and business lines; Monitor portfolio performance, concentrations, migration trends, and emerging risks to identify potential vulnerabilities; Conduct portfolio analytics, stress testing, scenario analysis, and concentration assessments to evaluate portfolio health and risk exposure; Assess risk-adjusted performance across business units and legal entities; Provide independent review and challenge of portfolio strategies, underwriting trends, and growth initiatives; Partner with executive leadership, business leaders, and governance committees to provide meaningful risk insights and recommendations; Translate complex analytical findings into clear and concise presentations for senior management and risk committees; Advise stakeholders on emerging credit, economic, industry, and regulatory risks that may impact portfolio performance; Develop and enhance portfolio reporting, dashboards, and data visualization tools to improve risk transparency and decision-making; Leverage automation, advanced analytics, artificial intelligence, and data-driven solutions to improve risk monitoring and reporting capabilities; Collaborate with technology, data, and business partners to strengthen analytical capabilities and modernize risk management processes; Research industry trends, emerging risks, and leading portfolio management practices to support continuous improvement within the Enterprise Credit Risk function; Benchmark portfolio performance and risk oversight practices against industry standards and best practices; Perform other duties and responsibilities as assigned.

Requirements

Bachelor's degree in Finance, Accounting, Economics, Business Administration, Statistics, Mathematics, Risk Management, or a related field; Minimum of 10 years of progressively responsible experience in credit risk management, portfolio management, commercial banking, institutional lending, risk analytics, or a related field; Significant experience managing or analyzing complex credit portfolios, including Commercial & Industrial (C&I), Commercial Real Estate (CRE), leveraged lending, private banking, and residential mortgage portfolios; Experience presenting risk-related recommendations and findings to executive leadership, committees, or boards; Demonstrated experience utilizing data analytics and technology solutions to support portfolio risk management and reporting; Knowledge of credit risk management principles and practices; Knowledge of portfolio risk management, concentration risk, and stress testing methodologies; Knowledge of credit risk governance frameworks and risk appetite principles; Knowledge of commercial banking, leveraged lending, private banking, wealth management lending, and residential mortgage products; Skills in portfolio risk analysis and interpretation of complex credit data; Skills in data visualization and dashboard development using Power BI or Tableau; Strong quantitative and analytical problem-solving; Ability to evaluate large, complex credit portfolios and identify emerging risks and trends.

Nice to have

Master's degree in a related discipline preferred; Certified Anti-Money Laundering Specialist (ACAMS) (not required)

Benefits

Medical, dental, and vision; life insurance; critical illness insurance and accident insurance; disability benefits; retirement savings; paid time off (including vacation, holidays, and sick leave); parental leave